Recent Why SERVPRO Posts
4 Ways SERVPRO Helps Adjusters and Clients
SERVPRO of St. George, ready for whatever happens
Making, Processing and Settling an Insurance Claim
Several features set SERVPRO apart from other mitigation and restoration companies. These distinctions should be clear to an insurance adjuster as well as homeowners. Here are four ways this company facilitates the process of making, processing and settling an insurance claim.
1. Fast Response
A fast response on the part of a mitigation and restoration company benefits clients and insurers. The sooner that damage can be professionally assessed, the sooner mitigation can start. A call response time of one hour, a four hour window for an on-site visit and an eight hour window for a verbal briefing can limit extensive primary and secondary damage.
2. Accurate Estimates
A company can make more accurate estimates by hiring certified professionals, relying on a national network of locations for training and maintaining data on locations. An insurance adjuster can use the Claims Information Center to obtain information about individual estimates and compare different companies, causes of loss and job files costs. All of this data adds up to more accurate estimates that account for mitigation and restoration.
3. All-In-One Service
Rather than working with separate mitigation and restoration companies, clients and insurers may prefer a one-stop shop. A company that handles the damage remediation process from start to finish can provide a more accurate estimate from the start. There will also be less need to worry about adjusting schedules or necessary tasks getting lost in the shuffle.
4. Electronic Claims Service
In addition to the aggregated data available through an electronic claims service, this portal can also make it easy for a restoration service and insurer to share information. This resource can speed up insurance claim processing and allow for faster settlements.
All of these are ways in which SERVPRO, a national mitigation and restoration company with local and regional franchises, can support insurers and clients. Whether you are an insurance adjuster or homeowner in Santa Clara, UT, you should consider hiring this Preferred Vendor for the best results.
Can You Safely Drive Through Flooded Streets?
Try to avoid driving down a flooded street in Hurricane, UT
Flooded roads are dangerous and water can cause most automotive systems to malfunction. If you must travel down a flooded street in Hurricane, UT, keep these travel tips in mind.
Avoid Standing Water
Roads covered in water are unsafe for many reasons:
- As little as one foot of moving water can sweep a vehicle off a road
- Water-covered roads may collapse
- Wet brakes may not function
- The engine in a vehicle may stall
- Restarting an engine in water can result in irreparable damage
Never drive through water if a dry route is available or you can wait out a storm.
Exercise Caution in Water
If you must drive on a flooded street, try to estimate depth. Factor in the height and clearance of other vehicles successfully navigating through the water. Just because a truck or sport utility vehicle can cross does not mean that a sedan will have the same capability. Drive through water slowly and steadily, keeping an eye out for downed power lines or heavy items traveling downstream.
Once you get out of the water, test the brakes of your vehicle on a clear stretch of road at low speed. If they are not responsive, try to dry them by maintaining speed with your right foot on the gas pedal as you lightly press the brake pedal with your left foot. Do not make phone calls and avoid becoming distracted while driving on flooded roads.
Get To Higher Ground
Seek higher ground as soon as possible. If you become trapped in a low-lying area with rising water, abandon the vehicle. If you cannot exit the vehicle, call 911 or try to get the attention of someone who can call for help.
Try to avoid driving down a flooded street in Hurricane, UT. If your residence sustains storm or water damage, rely on a residential mitigation and restoration company.
Don’t Let A Fire Ruin Your Business: How Business Interruption Insurance Can Help
Fire damage in a commercial building in Santa Clara,UT
Restoration Process and How Coverage Helps
Fire may cause significant business interruption, depending on the level of damage to your commercial property and its contents. While commercial coverage will likely help you rebuild the structure and possibly restock merchandise, the actual financial losses from being shut down will probably not be covered, which is why interruption insurance was created. Before diving into interruption coverage, it is worth understanding the process of restoration and how coverage helps.
1. Commercial Insurance Helps Restore
Having commercial insurance ensures that your business will be restored structurally. Coverage will likely cover the cleanout, tear down and fire restoration work. However, these policies are meant to reconcile physical loss, to restore what has been broken. Interruptions are not considered tangible losses and thereby require additional coverage.
2. Interruption Insurance Helps Sustain
Interruption coverage was created to help sustain business during unintended closures due to property loss or damage. This insurance relies on historical data to figure financial projections of earnings during the restoration phase. While the figures do not always reflect current earnings, the cash flow does allow a business to remain operational. However, this assistance is limited to 30 days unless otherwise approved.
3. Restoration Helps Rebuild
Beyond insurance coverage, the actual restoration process helps in the physical restructuring and rebuilding of the property, to make it whole again. This process can be long and all-encompassing, including several phases: cleanup, tear out, tear down, reframing and finishing.
4. A Specialist Speeds Up the Process
Since interruption coverage is timeframe dependent, hiring a commercial building restoration service in the Santa Clara, UT, area may be a wise decision. These services can significantly increase the speed of the restoration process because they are a one-stop shop. Rather than you having to hire several different contractors, these companies facilitate the entire project and streamline the process for you.
While commercial property coverage is invaluable after a disaster, helping a business to rebuild physically, it is interruption insurance that sustains operations and secures a future for a business. No matter your company’s current financial standing, remember to budget for potential interruptions.
Protecting Yourself When Removing Mold
Protect yourself during small mold removal jobs in your La Verkin,UT business
Mold - as a La Verkin,UT, business owner, you’re almost guaranteed to run into some of the stuff one day. While it’s best to leave larger mold removal projects to the experts, you can easily tackle smaller amounts of mold with a little elbow grease and tools to protect yourself. Here are the top three items you need to take on mold removal at your business.
It may not seem obvious why you would need personal protection equipment. After all, mold is just a fungus! The fact is mold spores are microscopic and easily inhaled. Mold inhalation can lead to:
- Allergic breathing reactions
- Dermal reactions
- Exacerbated asthma
While it’s not exactly deadly, mold inhalation is certainly a nuisance and easy enough to avoid. Here’s how.
Wear a Mask/Respirator
This is a simple, common sense piece of PPE that’s indispensable when cleaning mold. A face mask can filter out mold particles and other debris to keep you from feeling any ill effects. Don’t opt for just any mask though. Look for an N-95 or N-99 respirator mask. They will filter out 95 percent and 99 percent of all particles respectively.
Cover Your Hair
Like paper shower caps, disposable hair covers are vital to keeping mold spores in check. They’ll stop the spores from landing in your hair and getting tracked around the building and spreading mold growth. Simply take them off when you’re done working.
Protect Your Eyes
While it’s not the first thing you think of, getting eye protection is nonetheless an important step in safely removing mold. Safety goggles can keep mold and debris from your eyes, preventing allergies or worse, retinal damage from large debris stirred up during mold removal.
Protect yourself during small mold removal jobs with these basics. Or, if you’re ready to have a pro tackle it, contact an experienced mold remediation expert.