Preparing Your Business for a Flood
Flooding of your Hurricane, UT, business can be devastating. However, it is possible to prepare for it. Whether you know several days or mere minutes before a flood hits, there are precautions all businesses can take to minimize damage.
Create an Emergency Plan
It is important to have a contingency plan in place prior to a flood. The plan should include:
- Evacuation procedures
- Communication procedures
- Closing and re-opening policies
Make the plan as detailed as possible, and keep it updated. Ensure that all employees are familiar with the plan. Additionally, it is important to keep emergency supplies in a safe but convenient location. Make sure everyone knows where the supplies are. Include items like flashlights, batteries, a first aid kit, non-perishable food and clean water.
Purchase Flood Insurance
Many standard business insurance plans do not cover flooding, so you will need to purchase a separate flood policy. In many cases, there will be a waiting period. This means the coverage will not begin as soon as you purchase the policy. Make sure to buy flood insurance well before you are expecting to use it. Talk with your insurance agent and carefully read all policy documents so you know exactly what is and is not covered.
Make Last-Minute Preparations
In many cases, there will be enough advance warning that you will have time to move furniture and other important items, such as documents and electronics, to higher ground and prevent flood damage. This is also the time to place sandbags in front of doors, vents and other potential water-entry points. Depending on how frequently your area floods, you may want to keep reusable sandbag alternatives (such as inflatable dams) in your emergency supply kit.
With adequate preparation, you may be able to prevent many instances of flooding. However, if your business does suffer storm damage, you may wish to enlist the help of an experienced restoration team to get your business back to normal.