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Considerations Regarding Fire Insurance and Fire Prevention

9/17/2020 (Permalink)

a young man in suit in his office showing an insurance policy and pointing with a pen where the policyholder must to sign Insurance may cover you under most scenarios

Nothing is more disturbing than the idea of a home fire destroying everything you own. The good news is that insurance covers you under most scenarios. If you have not already, acquire the protection you need just in case a blaze arises.

Types of Insurance

These are the general policies you can purchase to protect against fires:

1. Valued
2. Specific
3. Average
4. Floating
5. Consequential Loss
6. Comprehensive
7. Replacement

Note that arson is not covered under any of these contracts. An insurance professional can detail the above classifications and help determine which style of fire security best suits your particular circumstances. Make note that determining factors such as occupancy hazards and contents of your property will affect the cost.

Types of Fire Prevention
Of course, it’s best if you never have to deal with an accidental blaze at all. You can reduce your chances of a home fire from taking place in Hurricane, UT, by adhering to the following recommendations.
Test your smoke alarms regularly and change batteries according to safety recommendations. Never abandon hot pans or working stoves and have ventilation professionally inspected before signs of malfunctioning begin to surface. Always take care when using candles and confirm that any stored flammables are located far away from heat sources. Periodically inspect electrical cords for exposed wiring or fraying and relocate any that are placed under rugs or against furniture. Pay special attention to the area surrounding your fireplace and have an extinguisher nearby for good measure.
Instruct neighbors to contact you immediately if tragedy strikes while you are away. Should a vacant home fire occur, you might be able to have a fire damage repair specialist working to bring things back to normal before your return.
A home fire is a disruptive, frightening event. Make certain it is not financially devastating as well. Take preventive measures and secure the right policy so that you need not worry should your best efforts fail.

How Global Cities Control Flooding

9/8/2020 (Permalink)

Wall of sandbags preventing flooding Sandbags can help prevent flooding in your property

Many cities around the world have centuries of experience with flooding. Several engineering solutions may be helpful for minimizing the damage high water causes to property in Washington, UT.

Install Moveable Barriers

From Amsterdam to London and Venice, communities surrounded by major bodies of water have pursued flexible flood control projects. The Netherlands has implemented a number of innovative solutions for dealing with high water.
Moveable barriers may take the form of elevated surfaces, gates, or walls that divert or restrict the flow of water. These solutions are most helpful for rivers or surface water rather than along coastlines. Communities must account for the considerable cost involved in flood prevention projects.

Separate Sewer Water
Another useful way to manage the flow of runoff and stop flooding involves separating the flow of rainwater and sewer water. This water management method can also be helpful for preventing mains from overflowing, which can contaminate surface water.
These methods for diverting rainwater can be used to irrigate selected areas or as part of natural landscape reclamation projects. Municipalities that focus on rainwater reclamation are known as “sponge cities” and may have fewer problems with flooding.

Use Sand Barriers
Sand barriers are a tried-and-true method for blocking the flow of floodwater. Unless a sandbag a costly filling machine or bagger is used, filling sandbags is exhausting and messy work. It is important to have the materials to make sandbags or a ready supply of prepared bags on hand to prevent flood damage.
A growing number of commercial property owners around the world are investing in reusable alternatives such as flood fencing or water-filled cofferdams. There are several methods that may be helpful for preventing high water from damaging individual structures in Washington, UT. On a broader level, regional, state, or federal improvement projects may help to reduce flooding risks for an entire community.

How To Prevent Mold in the Office Fridge

8/17/2020 (Permalink)

Old used dirty refrigerator with mold, aged junk in the kitchen Mold in a fridge

Ways To Keep The Office Fridge Food-Safe

No employee in Veyo, UT, likes to think about working in an unclean environment. The office kitchen is especially vulnerable to contaminants, and fridge mold is a real issue. Think about the environmental conditions that promote mold growth, including

Darkness
High humidity
Poor air circulation

All of these exist behind a fridge door. Here are some ways to keep the office fridge food-safe.

Discard Spoiled Food
It may seem obvious, but many people forget to discard leftovers or half-used food items until they create an unpleasant mold smell. Invisible mold spores can quickly spread throughout the environment and contaminate other food. If you smell something off, it may be a sign of mold that you should address immediately.

Clean up spills
There's nothing like a spill to promote fridge mold. Spills are a pain to deal with because they can spread quickly and drench other food items. However, it is necessary to wipe up spills immediately because they contribute to high moisture that promotes mold growth.

Store Food Properly
Employees should store food in wrappings or containers that prevent exposure to air. Air-tight storage prevents oxidation, helping food to last longer, and protects it from exposure to any mold spores that may already be floating within the fridge.

Use a Mold-Inhibiting Cleaner
Office cleaning is standard, and the breakroom fridge should not be an exception. About once a month, office personnel should use a mold-inhibiting solution of water and white vinegar for disinfecting fridge parts, including handles, shelves, doors, and bins. It is best to do this at the end of the workweek to avoid removing newly refrigerated food and risking spoilage while cleaning.
If office fridge mold continues despite your best efforts to contain it, all is not lost. A Veyo, UT, mold remediation company can solve the problem so that your business doesn't need to replace its appliance.

How Mitigation Limits Secondary Damage

8/17/2020 (Permalink)

Running a sum pump in water Running a pump in a St. George, UT building

Mitigation is intended to address primary damage. Taking measures to reduce the severity of initial damage sets the stage for successful commercial restoration. In the event of water damage mitigation in the form of containment or extraction may help to lower the risk of black mold at a building in St. George, UT. Learn more about why mitigation is so important for managing primary and secondary damage.

Mitigation Minimizes Primary Damage

Mitigation takes place based on the observations of a trained damage cleanup and restoration professional during an inspection. A professional may recommend any of the following measures:

  • Containing water damage
  • Removing delicate contents
  • Running a pump or wet vac

Containment may prevent water damage from spreading to additional areas of a structure. Restoration is also more affordable when fewer building materials and contents sustain significant damage.

Mitigation Promotes Timely Cleanup
Some mitigation measures blur into the early phases of water damage cleanup. Extracting water within 24 to 48 hours is helpful for reducing the likelihood of mold growth in the short- or long-term, including species such as Stachybotrys Chartarum or black mold.

Mitigation Facilitates Complete Restoration
Cleaning up damage sooner rather than later can shorten and support the full restoration process. In some cases, mitigation might involve lowering high humidity levels in a building to a level lower than 50% to discourage mold growth, a procedure that is also used to promote drying.
A property owner or manager should pursue mitigation as soon as he or she notices damage. Any delay may raise the risk of additional damage, such as black mold. For the best outcome and greater ease in making an insurance claim, consider relying on a single company to mitigate, clean, and restore damage to a commercial building in St. George, UT. A representative can inspect the damage, commence mitigation, and provide an estimate and schedule for cleanup and restoration.

How To Deal With a Sewer Backup in the Bathtub

8/5/2020 (Permalink)

Severe flood in the bathroom. Water on the bathroom floor Sewer Backup in Central, UT

Walking into your bathroom to find a tub full of sewage can be a disturbing sight, especially if the mess looks like it may spill over into the rest of the room. Here is some information on what can cause a sewer backup into the tub and tips on how to prevent further damage.

What Causes Sewage Backup in the Bathtub? 

If you’re dealing with an unfortunate bathtub backup in Central, UT, understanding the source of the problem can help you know how to best address it. Since the sink, toilet, bathtub, and other plumbing appliances all leave your home using the same pathway, a clog in the main sewer line can cause waste to come up through the bathtub drain after flushing the toilet. There are several different situations that can lead to this issue:

  • Tree roots growing into sewer lines, causing them to crack or warp
  • Items flushed down the toilet, such as feminine hygiene products, baby wipes, or toys
  • Buildup of grease or food from washing dishes
  • Blockage of the municipal sanitary main from flooding

How Should You Address a Bathtub Backup?
Raw sewage can be potentially dangerous to anyone who comes into contact with it, so a large sewer backup should be cleaned up by sewage cleaning and remediation experts. These professionals can safely remove all contaminated water from your home and address any water damage that has occurred. A qualified plumber should be contacted as well to remove the clog and restore functioning to your sewer lines.
While you wait for help to arrive, you can mitigate some of the damage. Instruct everyone in the home to avoid using any of the plumbing devices, and turn off the main water supply. Move items from the room to avoid them get wet or sullied. Clear the area until help arrives.
No matter how small the mess appears, a sewer backup is always considered an emergency situation as hazardous materials are present. Quickly get assistance to clean your home and address any plumbing problems.

How To Identify Black Mold in Your Home

7/21/2020 (Permalink)

Corner of a wall with mold growth Black mold growth in the corner of a wall

How To Determine What Type of Mold Is In Your Home

The words "black mold" are terrifying to any home owner in Enterprise, UT. After all, this type of mold can quickly spread throughout your home.
In fact, there are many different types of mold that can damage your property. Mold remediation professionals can destroy this fungus before it eats away at your walls and furniture. Before the experts arrive, however, it helps to do a mold inspection and find out what type of fungus the pros will be addressing.
This may be easier said than done, as there are at least one thousand different species of mold in America alone. They come in a variety of shapes and colors, including:

  • Yellow
  • White
  • Blue
  • Green
  • Black
  • Orange

Identifying Mold
Black mold, also known as Stachybotrys Atra, is one of the most well-known types of house mold. Despite its name, however, it is not necessarily black. It can be gray or dark green, as well. It also typically has a slimy texture.
A reliance on moisture is another defining characteristic of this kind of mold. The black type of mold often grows near a leak or standing water.
During your mold inspection, you may encounter a musty odor. This is another sign that Stachybotrys Atra is present. If the smell is coming from your HVAC vents, then you may have mold damage within the ducts.

Addressing Mold
Of course, identifying the mold is only one step of the cleaning process. You should next try to limit the humidity and moisture in the affected area to prevent the mold from spreading. Because the mold will not disappear on its own, you will need to have the fungus removed immediately.
A mold inspection can help you determine what type of fungus is present in your home. Once you do identify the problem, however, you should not attempt mold cleanup yourself. Instead, utilize local remediation experts who know how to safely address the issue.

Protect Your Fire-Damaged Building From Further Loss

7/2/2020 (Permalink)

Building Windows all Boarded Up Protect your building after fire damage

Protect Your Building From These Potential Sources of Trouble

As you first glimpse the burned-out shell that used to be your commercial building, you might not think things could get worse. And if you take some immediate action you can avoid further structural damage or liability. Even though fire damage has already been inflicted, it isn’t the only intruder you have to worry about. So, protect your building from these potential sources of trouble:

1. Weather
A vacant fire-damaged building’s interior and exterior are especially vulnerable to weather exposure. If the roof is damaged it’ll need to be tarped until restoration can be completed. Any damaged doors, windows, and walls will need to be boarded up. This will keep the building protected from the elements (e.g., rain and wind), as well as extreme outdoor temperatures which can damage the interior.

2. Trespassers
Some people are opportunity-driven and will trespass if given a chance, maybe for no other reason than because they can. Homeless people may use a vacant property for shelter, even if it has fire damage. Whether people are purposefully inflicting damage to the building by being there or not, it can create liability issues.

3. Looters
Oftentimes, trespassing will turn into looting. The thieves take advantage of the fact that they’re less likely to be caught stealing from a vacant property. There will be a lot less to steal from a fire-damaged building, but it’ll probably be more than you realize. Copper piping, building materials, and appliances are commonly taken.

4. Vandals
There’s a good chance that even if someone trespasses and doesn’t steal anything, they could still cause some damage. Graffiti and broken windows are a couple of the most common types of damage to vacant buildings.
If your Ivins, UT, building sustains fire damage, it’s vulnerable to several factors. It’s your responsibility to prevent further damage. You can count on fire cleanup and restoration experts to return your property to its pre-fire condition as quickly as possible.

4 Reasons to Work With SERVPRO

6/18/2020 (Permalink)

Air movers placed inside a bathroom Water cleanup in La Verkin, UT

Why Should You Trust SERVPRO?

Why should you trust SERVPRO, a restoration company in La Verkin, UT? The company holds an IICRC mitigation certificate, and they ensure that all of their employees are trained and certified. During a disaster, it is hard to think of a positive outcome, but the team at SERVPRO can help get your business back on track in a few ways.

1. Mitigation 2. Cleaning 3. Sanitizing 4. Restoration
Mitigation

Whenever disaster strikes, the primary goal is to mitigate further loss. You want to make sure that whatever caused the initial problem is not persisting or creating other issues. A SERVPRO crew will assess your property and make sure that any problems are stopped from causing further damage.

Cleaning
To understand the real toll of a disaster, it is necessary to remove all debris and clean the affected area. Only by eliminating fire, water, or mold damage can you truly understand what needs to occur to return to business. Restoration crews are knowledgeable about salvageable and unsalvageable materials. They will help business owners and insurance adjusters identify redeemable items.

Sanitizing
Some disasters, like sewage backups and mold, require an extra step of sanitization. IICRC training provides in-depth training on correct cleaning practices for sanitizing a space and ensuring it is habitable. Unfortunately, in a sewage backup or mold infestation, most affected items will need to be discarded, especially porous articles.

Restoration
Restoration is part of the disaster relief process that business owners look forward to. The job takes its last step towards completion. SERVPRO is one of only a few companies that cover the entire recovery process, from mitigation to restoration.
Trust SERVPRO because of the IICRC certification. They demand the best out of their partners and employees. This disaster restoration company understands the entire recovery process and will help any client or business return to normal operations quickly and efficiently.

3 Key Stages of Fire Restoration

6/9/2020 (Permalink)

Air movers drying out excess of humidity in a house after a fire loss Restoration after a fire loss in Santa Clara, UT

3 Key Stages of Fire Restoration

Construction takes time, especially when it involves getting a place back to normal after an intense blaze. That can be hard to remember when it's your own residence in Santa Clara, UT, that's involved. Fire restoration companies, though, move through stages in order to provide a safe environment for both homeowners and crew, ensuring that the job is done well with the proper protocols in place. These are the three main processes you'll experience during your home's overhaul.

1. Assess and Secure
Because each situation has varying levels of water and smoke damage, begin with a thorough home inspection, detailing the length of cleaning and renovations required to safely return you home. This should include inspections of the electrical wiring as well as the building's structural integrity. With this completed, the remediation team can turn to immediate containment, preventing additional destruction or the possibility of intruders. The staff should board up any opening in the roof or walls, making it hard for rain, animals, and people to enter.

2. Dry and Scrub
While the soot and ash seem to be the worst of your cleaning problem, water is actually a major culprit. Hoses doused out the flames, leaving moisture that could harm the drywall, flooring, and wood; therefore, use dehumidifiers and air movers to draw out the excess humidity. Once aired out, fire restoration staff has a clean slate for sanitizing the walls and beginning necessary repairs. Using high tech equipment, they can remove the unsightly blacked stains.

3. Rebuild and Restore
With damage cleaning well underway, tasks begin to turn to replace and fix the bones of the house. Holes can be patched. Painting can occur. In addition, any fixtures or carpeting can be replaced, leaving you with fresh rooms ready for occupation.
Fire restoration is a period for patience. Each phase tackles a specific task, bringing you one step closer to returning home.

Reduce Your Risk: The 3 P’s of Home Flood Readiness

5/22/2020 (Permalink)

A river floods onto a road making it hazardous and impassable Flash flooding in Mesquite, UT area

Reduce Your Risk: The 3 P’s of Home Flood Readiness

Unpredictable weather in all seasons can cause rising floodwater and flash flooding. Even indoor broken pipes can be destructive if not discovered quickly. Without preparation, your damage risk increases. The three P’s of home flood readiness – preparation, prevention, and participation – are your best defense against water-related property damage.

1. Preparation
Taking a few preparatory steps will give you and your family a head start in an urgent water event. The more prepared you are, the less water damage you are likely to experience. Consider making these preparations:

  • Assembling an emergency kit that includes water, snacks, first aid, flashlights, and a battery-operated emergency radio
  • Registering with your emergency notification services
  • Posting the phone number of your local water restoration company
  • Posting safe evacuation routes from your home

2. Prevention
Each home has unique preventive measures that can minimize the chances of flood damage. Regular cleaning of gutters and storm drain pathways prevent pooling water that can infiltrate your home. Inspect the perimeter of your home to confirm the drainage runs away from the house. Be aware that sump pumps increase the risk of water damage. Provide any sump pumps with backup batteries; a power outage during even a moderate rainstorm can cause water to flood your basement.
Evaluating your property’s risk will help you prepare. Check with neighbors and your city planning office to discover the history of major water events in your area. Based on your risk level, your insurance agent can help you decide whether a specialized flood insurance policy is warranted.

3. Participation
Whatever risk level you bear, it’s helpful to involve your household in emergency preparedness activities. Emergency drills prepare your group to work as a team and reduce your risk of water damage. Practice using safe evacuation routes, and assign household members tasks, such as calling disaster remediation services or gathering the pets.
If you experience an emergency water event in your Mesquite, UT, home, you will undoubtedly be glad you committed to preparation, prevention, and participation. Water cleanup and remediation can be costly and disruptive. The three p’s can significantly reduce the impact on your home and property.